Environmental Liability Insurance

Pollution Liability Insurance | Contractors Liability Insurance

Risk Transfer Partners places Environmental Liability Insurance, Pollution Liability, and Contractors Liability Insurance, as well as Excess Liability Insurance. Our focus is on middle market contractors, manufacturers, and consultants that have environmental impairment liability exposures to hazardous materials.  Our technical expertise in insuring environmental exposure’s allow us to customize environmental liability insurance to make sure all forms of pollution liability are covered. We work with contractors handling asbestos, lead, mold Abatement, bio-remediation, chemical blenders, disposal facilities, and waste workers. We also have specialized Energy Contractors Insurance for workers in the Oil and Gas industry. Contact Risk Transfer Partners for Contractors Liability Insurance or Environmental Liability Insurance at (214) 369-2900

What is Environmental Liability Insurance and Pollution Liability Insurance?

Since standard business liability coverage only provides minor protection for damage caused by contaminants, companies that keep or manage potentially lethal materials typically obtain a separate insurance policy called environmental liability insurance. This type of policy protects businesses from environmentally based incidents. Some causes are visible, such as the substances used to manufacture products, while other elements are unseen like leaks that sometimes occur from holding tanks. These leaks may pollute property or structures. Environmental damage can happen quickly, or it can begin slowly and build over time. Many companies face contaminant exposure that can negatively affect their business model. These exposures may come from the storage of materials along with air emissions that emanate from heating devices or other machines.

Pollution liability insurance covers the loss of property as well as a company’s liability for pollution related damage. These types of policies may also cover claims made by third party individuals and the legal expenses that come with dangerous environmental incidents. Bodily injury and financial losses due to business interruption are also covered.

At Risk Transfer Partners, our environmental liability insurance and pollution liability insurance policies can be created to act in response to requirements made by the federal government. For instance, transport ships must have an indemnity for pollution cleanup. This clause covers oil spills and toxic chemical leaks. In addition, companies that use underground storage tanks can prove to federal regulators that they are prepared to deal with the financial cost of cleanup by taking out a pollution liability insurance policy.

Risk Transfer Partners stays abreast of federal and state regulation changes to make sure that their covered companies have the environmental liability insurance protection they need.

Types of Environmental Liability Insurance Clients:

  • Asbestos/Lead/Mold Abatement Contractors
  • Environmental Consultants/Engineers
  • Waste Brokers
  • Soil/Groundwater Treatment Contractors
  • Disposal Facilities
  • Chemical Blenders/Distributors/Manufacturers
  • Analytical Laboratories
  • Fire/Water Restoration Contractors
  • Bioremediation Contractors

 

Pollution Insurance Coverages

  • Contractors Pollution Liability
  • Site Pollution Liability (1st & 3rd party)
  • Transportation Pollution Liability
  • Products Pollution Liability
  • Non-owned Disposal Site coverage
  • General Commercial Liability Insurance & Products Completed Operations
  • ISO Occurrence & Claims Made Coverage Forms
  • Per Project Aggregate
  • Waiver of Subrogation
  • Additional Insured for both Ongoing and Products Completed Operations
  • Primary Non-Contributory
  • Employee Benefits Liability
  • Professional Liability

 

Policy Structure for
Environmental Liability Insurance

  • $1,000,000/$2,000,000/$2,000,000 Primary Limit Capacity
  • $1,000,000 Primary Pollution & Professional Limit Capacity (higher available upon request)
  • Deductible $5,000 (higher options available upon request) 

 

Contact Us | Environmental Liability Insurance (214) 369-2900